Joseph Rowntree Foundation and BritainThinks report: Learning from Experiences of Universal Credit
‘Participants who were already financially and socially vulnerable reported that Universal Credit (UC) made them to fall into a cycle of debt and serious hardship that they were now struggling to recover from.’
This is from the March 2018 report (pdf) by BritainThinks, commissioned by the Joseph Rowntree Foundation, on the experiences of people living on Universal Credit.